Frequently Asked Questions
Find answers to your most frequently asked questions. This section provides a simple and efficient way to access the information you need.
Founded in 1997, Hove Capital Management offers retail investors access to institutional-grade fixed-rate investments. For over 27 years, we have enabled our clients to effectively manage their finances through a single online account, providing access to products and rates from over 120 leading financial institutions. Our goal is to help you achieve your financial aspirations.
The rates at Hove Capital Management fluctuate based on the investment type, amount, and prevailing market conditions. For the most accurate and up-to-date rate information, please contact your dedicated account manager. They will also provide personalised guidance tailored to your specific financial needs and goals.
To fund your Hove Capital Management account, you transfer funds directly to the bank or financial institution managing your chosen investment. Our advisors assist in selecting the appropriate product and rate, facilitate the bond purchase agreement, and guide you through the transfer process to the issuing institution.
Corporate bonds at Hove Capital Management benefit from the Deposit Guarantee Scheme (DGS), providing up to €100,000 per depositor (€200,000 for joint accounts) as protection. Additionally, these bonds are backed by bank assets for added security. In the unlikely event of a default, assets are liquidated, and proceeds are distributed to bondholders first. Though defaults are rare and have not occurred with our partner institutions, government intervention would stabilise major financial institutions if necessary. The banks we recommend have a strong track record of stability and reliability, even in volatile markets.
At Hove Capital Management, we prioritise the security of your online account with advanced encryption and multi-factor authentication. Our platform undergoes regular security audits to ensure your information is protected at the highest level.
We provide access to a broad range of financial institutions, including banks, credit unions, and other reputable entities. Our network features both well-known and niche institutions, offering you a wide selection of investment options.
We achieve competitive rates by leveraging large-scale institutional blocks in investment-grade bonds and other vehicles, purchasing them on their issue dates and via private placements. We then divide these into smaller tranches, allowing us to offer these investments to our clients with a nominal one-time fee of 0.5% of the initial investment throughout the bond's duration.
Hove Capital Management offers a variety of investment terms to match your preferences and financial goals, ranging from short-term options for quicker returns to longer-term commitments aimed at maximising growth.
Your account is managed by a dedicated team of financial professionals at Hove Capital Management. While our advisors provide personalised guidance and support, all final investment decisions rest with you, ensuring that your choices align with your financial objectives.